Liability insurance coverage is required in Virginia and pays for damages and injuries if you are found to be responsible. The amount that you choose protects your assets and financial future.
Collision insurance is an option that pays to repair damage to your own vehicle if you are in an accident and are at fault. If someone else hits your car, their liability insurance will cover the repair of you car.
Comprehensive insurance is an option that pays to repair damages to your vehicle that are a result of other events (not accidents). These can be from falling trees, vandalism, hitting a deer, etc.
Medical Pay is an option that provides limited coverage for the people in your automobile.
Rental and Towing coverage differ by carrier. Usually the towing benefit provides between $50 and $75 per tow. The rental benefit usually provides a specified daily amount of money (that you have chosen when you purchased the insurance) to provide a rental vehicle for you if you car is damaged in an accident.
